
Consumer Credit Counseling Services
A Consumer Credit Counseling Services specialist can help determine if you qualify for a Debt Management Program, which will reduce your interest rates so you can pay down your debt more quickly. To complete the application online, you will need:
- A recent pay stub
- Recent monthly statements of all credit cards, bills and unsecured loans
- Estimates of your monthly expenses (i.e. rent or mortgage, car payment, phone bill)
If you have any questions, or would prefer to speak to someone over the phone, please call Client Services toll-free at 1-888-656-2227 and one of our certified counselors will be happy to help you. Or,
If you need some time to prepare before starting the application process, we can send an email reminder sent to the address you provided with a link to the application.

Bill D. lives in Seattle, Washington. When he joined CCCS's Debt Management Program in 2001, he was a teacher with $20,000 in credit card debt. He is now following his lifelong dream of becoming a writer and looks forward to being free from his debt problems in the next year.
Bill D.
$20,000 in initial debt
$20,000 in initial debt


