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Consumer Credit Counseling Services

CCCS
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Consumer Credit Counseling Services

Debt to Income Calculator

Find out if you earn enough each month to confidently cover your bills.

Debt 1    Debt 2
Debt 3    Debt 4
Debt 5    Debt 6
Debt 7    Debt 8
Debt 9    Debt 10
Debt 11    Debt 12
TOTAL DEBT $



Take-Home Pay
Total Monthly Debt Payments  
(Excluding Mortgage)
Debt-to-Income Ratio = %

Under 15%-Relax. Continue repaying your debt and recalculate your debt-to-income ratio periodically.

15% - 20%-Caution. Contact our Consumer Credit Counseling Service agency now before debt becomes a problem. We'll give you long-term solutions to budgeting and managing your finances.

Over 20%-Danger! Contact our Consumer Credit Counseling Service agency immediately. We'll help you work out a repayment plan that could save you hundreds of dollars every month and offer you peace of mind!

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Testimonials
Jenny owed more than $36,000. One day she heard an educational radio program which inspired her to call a consumer credit counseling service for debt management help. Five years later, Jenny is debt-free and finally in control of her finances.
Jenny T.
$36,000 in initial debt
CDC

Copyright 2009, Consumer Credit Counseling Service of St. Louis formerly Consumer Debt Counseling (CDC). All Rights Reserved. CCCS of St. Louis is a trade name of ClearPoint Financial Solutions, Inc. Corporate office location 1300 Hampton Ave. at West Park St. Louis, MO 63139-3163

Customer Service available at 888.656.CCCS (2227)