What You Should Know About Credit

Today, the average consumer owns 8 credit cards and the consumer debt level in the United States have surpassed the $2 trillion mark. Historically, money management has not always taught in school or at home, so modern day consumers can find themselves surrounded with a growing number of opportunities to borrow money on credit.

Stay Informed

The expert credit counselors at our Consumer Credit Counseling Service agency offer advice on this topic to guide you through the important lending decisions that will impact your credit and your financial future.

• Get Your Credit Report in Tip-Top Shape
• The Importance of Good Credit
• Is Your Credit Identity Protected?
• Pay Down Debt Effectively
• Options for Borrowing on Credit
• Know the Terms of Your Agreement
• Making Higher Minimum Payments
• A Closer Look at Payday Loans
• Paying Bills Online
• How Your Credit Report Can Be Affected by Bankruptcy
• Budgeting For Richer or For Poorer
• Protect Your Credit - Don’t Let Criminals Steal Your Money or Your Good Name
• Choosing a Credit Counseling Agency One Step at a Time
• Avoiding Disaster: Identity Theft