Finding The Best Credit Counselor
If you’re seeking budget or credit counseling, it’s important for you to feel comfortable discussing your financial future. For this reason, we recommend seeking a credit counselor through an agency with the following credentials to ensure that you’re getting unbiased advice that is in your best interest.
- A non-profit organization – Look for credit and budget counseling from a 501(c)(3) nonprofit organization. Such agencies provide many services at no cost due to public and private funding.
- Better Business Bureau Rating – The organization you choose should be established and trusted. Businesses that are accredited by the Better Business Bureau (BBB) are constantly under review by consumers. In order to maintain a high rating, an organization must consistently provide quality services.
- NFCC Certification – The National Foundation for Credit Counseling sets forth standards which quality credit counselors uphold. Speaking with only NFCC-certified credit counselors will ensure that the advice you receive is sound and backed by years of training and research.
- Variety of Contact Methods – Don’t settle for an organization that offers limited ways for you to receive the counseling you need. Most established organizations offer counseling in person, over the phone and online to make it as convenient for you as possible.
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