
Consumer Credit Counseling Services

Help From A Consumer Credit Counseling Service (CCCS) Agency
Are you concerned about your financial situation? Our 501c3 nonprofit Consumer Credit Counseling Service agency can help you:
- Set up a realistic household budget.
- Create a financial action plan.
- Learn to take control of and reduce debt.
- Find ways to save money every day.
- Alleviate stress associated with overwhelming debt.
- Seek credit counseling from our Consumer Credit Counseling Service (CCCS) agency.
- Find out how a debt management program (DMP) works and how it is different from Debt Consolidation.
- CCCS counselors conduct Community Outreach and Educational Presentations throughout the communities we serve.
How to Save Money
By adjusting your spending habits and lifestyle, you can save money and pay back your debt more quickly. Our CCCS agency offers simple tips on how you can increase your savings.
- View all of our tips on how to save money.
Consumer Credit
Do you know the best way to establish and maintain a good credit rating? The consumer credit counseling experts at our CCCS agency explain the basics of credit, borrowing money and lending.
- Learn more about managing your consumer credit.
Life and Credit
Any major changes in your life can have an impact on your financial situation. Find out how you can maintain control of your money.
- See how certain life events can affect your credit.
Debt Management Tools and Calculators
Our CCCS consumer credit counselors have compiled interactive tools to help you better assess your own personal financial situation:

$20,000 in initial debt


